GreenShield Counselling
Check whether your plan covers a Registered Social Worker and whether the claim can be billed directly.
GreenShield coverage guide →Ontario counselling coverage and direct billing
Counselling May Be Covered by Your Insurance.
Your plan may help cover counselling with Michael Appiah, MSW, RSW. Direct billing is available for eligible plans. Receipts are provided when you need to submit the claim yourself.
Find your provider
Choose Your Insurance Provider
Get clear steps for checking coverage, eligible designations, annual limits and direct-billing access.
Sun Life Counselling
Review your mental-health benefits, eligible provider designation and Provider eClaims availability.
Sun Life coverage guide →Canada Life Counselling
Use your plan portal to check coverage and balances before booking with a Registered Social Worker.
Canada Life coverage guide →Manulife Counselling
Confirm that social work counselling is included and whether Provider eClaims is enabled for your plan.
Manulife coverage guide →Can Benefits Cover Counselling With an RSW?
Some workplace and personal plans cover counselling with a Registered Social Worker. Your plan decides whether an RSW is eligible, how much it reimburses and whether direct billing is available. Check the five details below before your first paid session.
Five Questions to Ask Your Insurer
- Does my plan cover counselling provided by a Registered Social Worker?
- What is my annual maximum and how much is reimbursed per session?
- Is a physician referral required?
- Are online and in-person appointments both eligible?
- Can my provider submit the claim directly, or must I submit a receipt?
Michael is registered with the Ontario College of Social Workers and Social Service Workers. That designation may be eligible under many plans, but Get Supportive Counselling cannot guarantee that your individual policy will approve a claim.
Your next step
Check the Plan. Then Check the Fit.
Ask your coverage questions before choosing a full appointment.